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  • Arizona housing reform push would curb HOA, design mandates
    Investing | Real Estate | Retirement Planning

    Arizona housing reform push would curb HOA, design mandates

    ByFinance Mentor March 22, 2026March 26, 2026

    After failing to turn starter-home legislation into law, Arizona lawmakers are advancing two bills that would curb local control over design standards, homeowners associations and contractor licensing – a renewed attempt to chip away at costs amid the state’s housing shortage. Lawmakers are close to passing a measure that would strip municipalities of much of…

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  • What Is Cyber Monday? The Complete Guide
    Budgeting & Saving

    What Is Cyber Monday? The Complete Guide

    ByFinance Mentor March 22, 2026

    Cyber Monday is the biggest online shopping day of the year, generating $14.25 billion in US sales in 2025. This guide covers what it is, when it falls, the best deal categories, and how to combine coupons and discounts for the biggest savings. Our team regularly tests the deals mentioned here. You’ve seen the headlines….

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  • Your 401k contribution limits for 2026. Supercharge your wealth.
    Wealth Building

    Your 401k contribution limits for 2026. Supercharge your wealth.

    ByFinance Mentor March 22, 2026

    401(k) contribution limits for 2026 are $24,500 per person, up from $23,500 in 2025. All 401(k) participants aged 50 and over can make a standard catch-up contribution of $8,000, for a total of $32,500. Under the SECURE 2.0 Act, participants reaching ages 60, 61, 62, and 63 in 2026 are eligible for a “super catch-up”…

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  • Investing | Real Estate | Retirement Planning

    FHA vs. Conventional Loan: Which is Right for You?

    ByFinance Mentor March 22, 2026March 26, 2026

    When you feel ready to buy a house, different types of loans may be available to you. Two primary mortgage options are an FHA loan and a conventional loan. Below, we briefly compare each to help you understand which might be right for your situation. What is an FHA Loan? The Federal  Housing Administration insures…

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  • Making sense of the Bank of Canada interest rate decision on March 18, 2026
    Budgeting & Saving

    Making sense of the Bank of Canada interest rate decision on March 18, 2026

    ByFinance Mentor March 22, 2026

    This means the Bank’s overnight lending rate will remain at 2.25%, with the prime rate used by lenders—also set based on this benchmark—staying at 4.45%. This rate acts as the pricing floor for a number of floating rate borrowing products, including variable mortgage rates, HELOCs, and certain types of loans. The rate has now sat…

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  • Property mogul lists $25m mega mansion amid AI fears
    Investing | Real Estate | Retirement Planning

    Property mogul lists $25m mega mansion amid AI fears

    ByFinance Mentor March 22, 2026March 26, 2026

    Entrepreneur Emil Juresic is selling his iconic Brisbane home, ‘Hacienda’. An Australian entrepreneur has decided to sell his entire property portfolio – including the home he lives in – because of the threat of artificial intelligence. Emil Juresic, the founder of NGU Real Estate, has listed one of Brisbane’s most significant properties – a three-level…

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  • 35 Best Super Bowl Party Food Ideas and Easy Appetizers – Smart Cents For Life
    Budgeting & Saving

    35 Best Super Bowl Party Food Ideas and Easy Appetizers – Smart Cents For Life

    ByFinance Mentor March 22, 2026

    Facebook Pinterest Twitter Looking for easy, crowd-favorite appetizers that make Super Bowl Sunday feel fun, cozy, and totally stress-free? This roundup brings together the best game-day bites — all simple, budget-friendly, and perfect for feeding a hungry crowd. (This post may contain affiliate links. That means if you purchase an item through these links, I…

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  • TSP contribution limit for 2026. Empower your savings
    Wealth Building

    TSP contribution limit for 2026. Empower your savings

    ByFinance Mentor March 22, 2026

    TSP contribution limit for 2026. For 2026, several key changes and inflation adjustments have been implemented for the Thrift Savings Plan (TSP) and other retirement accounts. Below is the updated information for the 2026 tax year. TSP Contribution Limit for 2026 The IRS has increased the annual elective deferral limit due to cost-of-living adjustments. These…

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  • WIN! 1 of 2 Plant with Willow Starter Packs
    Budgeting & Saving

    WIN! 1 of 2 Plant with Willow Starter Packs

    ByFinance Mentor March 22, 2026

    Michele Lucato 22nd Mar 2026 We’re giving two lucky readers the chance to win a Plant with Willow Starter Pack. the prize Smart homes have learned how to manage lighting, heating, and security, but plant care has largely been left to guesswork. Plant With Willow aims to change that with a compact sensor that monitors…

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  • Your Roth IRA Contribution Limits 2026. Grow your tax free savings.
    Wealth Building

    Your Roth IRA Contribution Limits 2026. Grow your tax free savings.

    ByFinance Mentor March 22, 2026

    The Roth IRA contribution limits for 2026 have increased from the previous year. For 2026, the limit is $7,500 per person, with an additional $1,100 catch-up contribution for those aged 50 or older. Roth IRA Income Limits for 2026 Your ability to contribute to a Roth IRA depends on your Modified Adjusted Gross Income (MAGI)…

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